517 Moody Street Fl 3 Lowell MA 01854

Phone (978) 452-7523


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Building Community One Hour at a Time.

Want to see what sort of services our members currently offer?  CLICK HERE!

Check out our member guidelines HERE!

Local Exchange News

Individual Memberships are Free!

The Merrimack Valley Time Exchange is a program at the Coalition for a Better Acre. The MVTE is a membership based time bank that builds community by allowing service exchanges between members. Every exchange is based on time. Members earn and spend hours through requests and offers of service for one another. Every hour is equal regardless of the type of service provided. We respect and value everyone, no matter what his or her given skill set or present circumstance may be.


hOurworld News

hOurworld News

hOurworld Mobile Time Banking We believe in Open Innovation! We implement the best ideas of our members and coordinators. This broad based co-production model of networking and development affords us all the best tools for sustaining our local communities!

We believe in removing ALL the barriers to time banking that we can. Access to the hOurworld platform is FREE. It is easy for new members to join and learn, and easy for coordinators to manage and report on their members and activity.

We believe in supporting local diversity while maintaining a central cooperative organization to provide accessible support, training, and communications. We are documenting and teaching these models.

We believe that every member have control over their own privacy and content. We operate on private secure servers and HIPPA compliant data centers where all information is encrypted before going out on the internet.

We believe that time banking is one spoke in a wheel of Movements Moving Together. We foster local community organizations drawing together to create powerful local economies as they integrate CSA, Food Co-op, Buy Local, Transition Town, BALLE, CAP and others. The opportunities are endless!

All the Best from hOurworld

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MVTE is a Sandbox Finalist!