The Cowry Collective Timebank (CCTB) is a network of people engaged in reciprocal exchange of services, skills, and goods through a timebank where the currency is an hour of time for everyone. Through membership in the CCTB people: create and strengthen community bonds, create economic freedom by providing an alternative means to get needs and desires met, and encourage creativity in redefining self-sufficiency, interdependence and valuation of time. The CCTB introduces a paradigm where members reflect on the available resources in their lives moving from a perception of scarcity and lack to abundance and wholeness.