The Cowry Collective

In Community We Trust

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Please make your annual member donation of $25 (individuals), $50 (businesses /organizations)


Local Exchange News

P. O. Box 28954 St. Louis MO 63132

Phone (314) 879-4105


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The Cowry Collective Timebank (CCTB) is a network of people engaged in reciprocal exchange of services, skills, and goods through a timebank where the currency is an hour of time for everyone. Through membership in the CCTB people: create and strengthen community bonds, create economic freedom by providing an alternative means to get needs and desires met, and encourage creativity in redefining self-sufficiency, interdependence and valuation of time. The CCTB introduces a paradigm where members reflect on the available resources in their lives moving from a perception of scarcity and lack to abundance and wholeness.

A service exchange or time bank is a network of individual, organizational and business 'members' that provide services, track and bank their hours and then spend those hours to get their own needs met. A service exchange is NOT a barter network, since nothing is 'exchanged'. One 'member' provides a friendly, neighborly favor to another and records the time they spent doing so.