A service exchange, or time bank, is a network of individual, organizational and business 'members' that provide services, track and bank their hours and then spend those hours to get their own needs met. A service exchange is NOT a barter network, since nothing is 'exchanged'. One 'member' provides a friendly, neighborly favor to another and records the time they spent doing so.
Each member's time is valued equally. Everyone has something to offer, and needs to be met.
What skills do you have to offer? Are you handy in the kitchen? Like to garden? Good with handwork around the house? Everyone has something to offer.